A secured loan is a loan in which the borrower pledges some asset (e.g. a car or property) as collateral for the loan, which then becomes a secured debt owed to the creditor who gives the loan. A mortgage loan is a secured loan in which the collateral is property, such as a home.

A WOMAN who forged a credit union loan document has been warned by a judge that the forgery could have resulted in imprisonment for contempt of court.

Start Mortgages Ltd secured an order for possession of a house at Old Callan Road, Kilkenny, against Eileen Tynan but a stay was placed on the order for a month.

Ms Tynan had secured a mortgage of €174,000 in December 2005 and there were arrears of €33,000, the High Court was told.

Ronan Murphy SC, for Start Mortgages, said that on October 24th, Ms Tynan had produced a letter in court purporting to be issued by her credit union which indicated a loan application for €45,000 had been approved. read more

0 comments