A secured loan is a loan in which the borrower pledges some asset (e.g. a car or property) as collateral for the loan, which then becomes a secured debt owed to the creditor who gives the loan. A mortgage loan is a secured loan in which the collateral is property, such as a home.

More than two months after the abrupt closing of the Sylvan Learning Center on North Main Street, owner Mitchell J. Kupperman, of Longmeadow, has filed for Chapter 7 bankruptcy.

The East Longmeadow, Glastonbury, Conn., and Madison/Clinton, Conn., centers were franchises operated by Northeast Learning Center Inc., based in West Springfield. Most parents learned the East Longmeadow center had closed when they read a sign on the door Sept. 25 stating the building was "temporarily closed."

"No one ever informed us personally," said Steven Koldys, the father of a 7-year-old boy who took courses at the East Longmeadow center. "We were left to deal with the corporate offices."

Representatives from Sylvan Learning's offices in Baltimore, Md., encouraged parents to transfer their children to another location.

The closest centers to East Longmeadow are in Hadley, Vernon, Conn., and West Hartford, Conn. Another option is to enroll children in Sylvan's reading and math programs online.

Sarah Hollman, director of the East Longmeadow center at the time of the closing, said there were at least 79 students receiving tutoring.

Kupperman, represented by Springfield lawyer Edward V. Sabella, filed for Chapter 7 bankruptcy Nov. 26 at the U.S. Bankruptcy Court for the District of Massachusetts Western Division. read more

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